
Bodily Injury Liability in New York: Coverage Guide
Understand NY bodily injury liability versus PIP, minimum vehicle insurance limits, serious-injury rules and policy questions.
Read ArticleInjured in a New York City accident? Request a free case review. Tell us where it happened, how you were injured, and how to reach you so the team can assess the next steps.
Car accidents, construction injuries and falls across Manhattan, Brooklyn, Queens, the Bronx and Staten Island. No obligation to proceed.
Start with your contact details. Share only a brief outline of your accident.
Explore the relevant injury information below. Each page explains a specific accident type and provides a way to request a case review.
Rear-end, hit-and-run, rideshare, drunk-driving crashes across the five boroughs.
Falls, scaffolding accidents and other construction-site injuries in NYC.
Concussions and other traumatic brain injuries after an accident.
Electrical, chemical, and scald burns from negligent premises, products, or workplaces.
Icy sidewalks, wet floors, defective stairs — building owners and city held to account.
Missed diagnoses, surgical errors and injuries associated with medical care.
Information for families after a death caused by alleged negligence.
Defective products, recalled devices, and manufacturer negligence litigation.
Find information for the borough where your accident happened, then request a case review.
Share your contact details and a brief outline of your accident.
Explain your injuries, location, treatment and the questions you need answered.
Ask about relevant experience, the claim process, fees and costs before deciding.
Legal representation begins only after an attorney agrees to act and a written agreement is in place.
The date, location and a brief description of what happened. Mention any witnesses or incident reports.
The injuries you experienced, whether you received medical treatment, and any time missed from work.
Ask about the lawyer responsible for your case, relevant experience, fees, costs and likely next steps.
Keep medical records and other sensitive documents for a secure conversation after the team explains how to provide them.

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Read ArticleThe initial case review is free. Ask the attorney to explain any contingency fee, case costs and expenses in a written agreement before you hire them.
Generally 3 years from the date of injury for most cases in New York, but medical malpractice and claims against government entities have shorter windows. Official deadlines vary by claim, so check them early.
It depends on medical bills, lost income, future care, pain and suffering, fault and the insurance available. No one can responsibly value a claim before those facts are known — be cautious of anyone who promises a figure early.
Whether a claim settles or goes to trial depends on the facts, the parties and any offers made. Ask the attorney how they assess those options for your situation.
Request a free, no-obligation review. Share a brief outline of your accident and the team will contact you about next steps.